Q: How can my credit union identify a first-time borrower who may be a dependent and therefore a covered borrower?
A: Okay. So, the DMDC MLA database contains the names of all those who are on active duty as well as those that are covered dependents for MLA purposes. As we discussed earlier, your credit union can access the database via the Internet and make individual inquiries pretty quickly. And hopefully, the consumer reporting agencies will soon provide an alternative method via a standard credit report.