Revising Block 1 on the GFE

Compliance > Regulation X - RESPA > GFE and HUD-1
When can a lender change Block 1 on the GFE?

HUD has not provided written guidance on this topic.  However, it has indicated orally that Block 1 can only change if the loan amount changes or the borrower changes loan products.  Any changes to the interest-related charges that may occur when the rate is locked must be disclosed in Block 2 rather than Block 1.

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