Q: I represent a depository institution and would like to know my financial institution identification type in Item 39 on the CTR. Do I include the branch level or financial institution level information?
When the transaction takes place at a branch location, you should include the RSSD number associated with that branch. If the branch location at which the transaction occurred does not have an RSSD number, however, leave all of Item 39 blank. This may occur if an RSSD number has not yet been issued for a new branch, but we expect few depository institutions to not have an RSSD for each branch. If the branch has the same RSSD number as the financial institution as a whole, you should use the overall financial institution RSSD number. This will occur with credit unions.
Please note that it is important to have the information within the filing regarding the branch or other location at which the transaction took place as complete and accurate as possible. This greatly assists law enforcement in understanding where the transactions took place
This FAQ was obtained from FinCEN’s website, FinCEN CTR FAQs section, which may be found here: