Q: What credit unions are required to file HMDA reports annually?
A: Credit unions that:
(1) exceed the asset threshold on the preceding December 31;
(2) have a home or branch office in a Metropolitan Statistical Area on the preceding December 31; and
(3) originate at least one home purchase loan or refinancing of a home purchase loan secured by a first lien on a one-to-four-family dwelling in the preceding calendar year.
The Consumer Financial Protection Bureau (CFPB) publishes the asset threshold annually.