NCUA FAQs 2016 – Does a fair lending examination or off-site supervision contact affect a federal credit union’s CAMEL or risk ratings?

Compliance > Lending > Fair Lending
Q:  Does a fair lending examination or off-site supervision contact affect a federal credit union’s CAMEL or risk ratings?
 
A:     OCFPA does not have authority to change a credit union’s CAMEL or risk ratings.  However, findings from a fair lending examination or supervision contact may be used by NCUA safety and soundness examiners to determine a credit union’s CAMEL or risk ratings.
 
 
ADDITIONAL INFORMATION:
This information was obtained from the NCUA’s Fair Lending Compliance Program For Federal Credit Unions, Frequently Asked Questions and Answers – December 2016, which may be accessed here: https://www.ncua.gov/Legal/GuidesEtc/GuidesManuals/NCUA-Fair-Lending-Compliance-Program-FAQs.pdf
 

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