Q: If NCUA has already approved an area as a well-defined local community, can we use that area to support our application to expand our community charter?
A: Yes. There has been no change to the rule in this regard. A previously approved local community can be requested without reestablishing the area as a community, but the area must be exactly the same as previously approved by NCUA and the application must note NCUA previously approved it. A list of NCUA’s previously approved community will be posted to its Chartering and Field of Membership Resources webpage. An area that is not exactly the same must comply with the current criteria for determining a well-defined local community or rural district.