HUD's FAQs - The Definition of Origination Service Does Not Explicitly Include all of the Services Provided by Mortgage Brokers in the Definition of Settlement Services. Are all Settlement Services Considered Origination Services?

Compliance > Regulation X - RESPA > GFE and HUD-1 > HUD's FAQs
Q: The definition of "Origination service" does not explicitly include all of the services provided by mortgage brokers in the definition of "Settlement services".  Are all "Settlement services" considered "Origination services"?

A: No, all "Settlement services" are not considered "Origination services".  However, all "Origination services" are "Settlement services".

This can be found in General – FAQ #9 of HUD’s FAQs.  HUD’s FAQs can be found at

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