Q: Can shading and margins be changed on the HUD-1?
A: Yes. Shading and margins may be changed on the HUD-1. (See 24 C.F.R. § 3500.9)
This can be found in General – FAQ #16 of HUD’s FAQs. HUD’s FAQs can be found at http://www.hud.gov/offices/hsg/rmra/res/respa_hm.cfm