FCRA / Furnishers of Info – What information must be included in a direct dispute notice?

Compliance > FCRA
Q:  What information must be included in a direct dispute notice?  
 
A:   A dispute notice must include:
 
(1) Sufficient information to identify the account or other relationship that is in dispute, such as an account number and the name, address, and telephone number of the consumer, if applicable;
 
(2) The specific information that the consumer is disputing and an explanation of the basis for the dispute; and
 
(3) All supporting documentation or other information reasonably required by the furnisher to substantiate the basis of the dispute. This documentation may include, for example: a copy of the relevant portion of the consumer report that contains the allegedly inaccurate information; a police report; a fraud or identity theft affidavit; a court order; or account statements.
 
 
This can be found in the CFPB's Regulation V, 1022.43, which you may find here:  https://www.ecfr.gov/cgi-bin/text-idx?SID=a24c19492c9536b81bc9fa4567a901e8&mc=true&node=pt12.8.1022&rgn=div5#sp12.8.1022.e

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