HUD's FAQs - At What Point Can a Loan Originator Charge a Loan Applicant Fees for Services Other Than the Cost of Obtaining a Credit Report?

Compliance > Regulation X - RESPA > GFE and HUD-1 > HUD's FAQs
Q: At what point can a loan originator charge a loan applicant fees for services other than the cost of obtaining a credit report?

A: After a loan applicant both receives a GFE and indicates an intention to proceed with the loan covered by the GFE, the loan originator may collect fees beyond the cost of a credit report for origination-related services.

This can be found in GFE-General – FAQ #10 of HUD’s FAQs.  HUD’s FAQs can be found at

Add Feedback