OCC / FCRA – 3. Must certification be given each time a consumer report is requested?

Compliance > FCRA
Q:  Must certification be given each time a consumer report is requested?
 
A:  No. A written blanket certification by the bank could cover all inquiries to a particular consumer reporting agency.
 
 
This Q&A was obtained from the Comptroller’s Handbook on Fair Credit Reporting that may be found here:  https://www.occ.gov/publications-and-resources/publications/comptrollers-handbook/files/fair-credit-reporting/index-fair-credit-reporting.html
 

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