HUD's FAQs - If a GFE Has Been Provided and the Interest Rate Has Been Locked, May the Loan Originator Provide a Revised GFE if the Borrower Requests a Different Rate Lock Period?

Compliance > Regulation X - RESPA > GFE and HUD-1 > HUD's FAQs
Q: If a GFE has been provided and the interest rate has been locked, may the loan originator provide a revised GFE if the borrower requests a different rate lock period?

A: If a borrower requests a change to the mortgage loan identified in a GFE and that request will change the terms of the loan, the loan originator may provide a revised GFE to the borrower.

This can be found in GFE-General – FAQ #20 of HUD’s FAQs.  HUD’s FAQs can be found at

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