FTC / FDCPA – Can a debt collector contact me about a time-barred debt?

Compliance > FDCPA
Q:  Can a debt collector contact me about a time-barred debt?
 
A:  Yes. Even if a debt collector can’t successfully sue you over a time-barred debt, you may still owe it
 
 
The FTC enforces the Fair Debt Collection Practices Act (FDCPA), which makes it illegal for debt collectors to use abusive, unfair, or deceptive practices when they collect debts.  This Q&A was obtained from Federal Trade Commission’s Debt Collection FAQs which may be found here:  https://www.consumer.ftc.gov/articles/debt-collection-faqs
 
 

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