HUD's FAQs - When a Mortgage Broker Receives an Application or Information Sufficient to Complete an Application, When Does the Lender Who Agrees to go Forward on the Application Have to Provide the GFE?

Compliance > Regulation X - RESPA > GFE and HUD-1 > HUD's FAQs
Q: When a mortgage broker receives an application or information sufficient to complete an application, when does the lender who agrees to go forward on the application have to provide the GFE?

A: Not later than 3 business days after the mortgage broker received the application or information sufficient to complete the application, either the lender or the mortgage broker must provide a GFE. The lender is responsible for ascertaining whether the GFE has been provided.

This can be found in GFE-General – FAQ #25 of HUD’s FAQs.  HUD’s FAQs can be found at

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