HUD's FAQs - May Additional Pages be Added to the GFE to Allow for all Charges to be Shown? If so, is it an Addendum or an Extension of Page 2?

Compliance > Regulation X - RESPA > GFE and HUD-1 > HUD's FAQs
Q: May additional pages be added to the GFE to allow for all charges to be shown? If so, is it an addendum or an extension of page 2?

A: No. Additional pages or addendums may not be added to the GFE. The standardized GFE form set forth in Appendix C to the Rule is the required GFE form and must be provided exactly as specified, except that Blocks 3, 6, and 11 on page 2 may be adapted to use in particular loan situations, so that additional lines may be inserted there, and unused lines may be deleted. Lines may be added to Blocks 3, 6 and 11 vertically and horizontally as shown in the examples below.

Note:  the Vertical and Horizontal line examples can be viewed by accessing the link noted below.

This can be found in GFE-General – FAQ #27 of HUD’s FAQs.  HUD’s FAQs can be found at

Add Feedback