Q: How must the Closing Disclosure be delivered?
A: To ensure the consumer receives the Closing Disclosure on time, creditors must arrange for delivery as follows:
By mailing or by other delivery methods, including email. Creditors may use electronic delivery methods, subject to compliance with the consumer consent and other applicable provisions of the Electronic Signatures in Global and National Commerce Act (15 U.S.C. 7001 et seq.). (Comment 19(f)(1)(iii)-2; § 1026.38(t)(3)(iii))