Q: Which individuals, entities, and transactions are covered by RESPA Section 8?
RESPA Section 8 prohibitions generally apply to any person
, which RESPA defines to include individuals, corporations, associations, partnerships, and trusts. 12 USC § 2602(5).
RESPA does not apply to extensions of credit to government or governmental agencies or instrumentalities. It also does not apply to extensions of credit primarily for business, commercial, or agricultural purposes. 12 USC § 2606.