HUD's FAQs - If at the Time a GFE is Issued it is Known That the Seller Will Pay Settlement Charges Typically Paid by the Borrower, How are the Charges Disclosed on the GFE?

Compliance > Regulation X - RESPA > GFE and HUD-1 > HUD's FAQs
Q: If at the time a GFE is issued it is known that the seller will pay settlement charges typically paid by the borrower, how are the charges disclosed on the GFE?

A: All charges typically paid by the borrower must be disclosed on the GFE regardless of whether the charges will be paid for by the borrower, the seller, or other party.

This can be found in GFE-Seller Paid Items – FAQ #1 of HUD’s FAQs.  HUD’s FAQs can be found at

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