HUD's FAQs - Does the Borrower Have to Select a Settlement Service Provider From the Loan Originator's Written List of Settlement Service Providers?

Compliance > Regulation X - RESPA > GFE and HUD-1 > HUD's FAQs
Q: Does the borrower have to select a settlement service provider from the loan originator‘s written list of settlement service providers?

A: No. If the loan originator permits a borrower to shop for a settlement service provider, the borrower may choose a qualified provider that is not on the originator‘s written list.

This can be found in GFE-Written List of Providers – FAQ #2 of HUD’s FAQs.  HUD’s FAQs can be found at

Add Feedback