HUD's FAQs - If a Mortgage Broker Provides the GFE and a "Written List" of Settlement Service Providers and the Borrower Chooses to Use a Provider Identified on that List, is the Lender Subject to Tolerances for Those Services?

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Q: If a mortgage broker provides the GFE and the "written list" of settlement service providers and the borrower chooses to use a provider identified on the "written list" for a service, is the lender subject to tolerances for those services?

A: Yes, if the lender permits a mortgage broker to issue the GFE and the "written list" of providers, the lender is subject to the tolerances for the services in which the borrower chooses to use the identified provider.

This can be found in GFE-Written List of Providers – FAQ #5 of HUD’s FAQs.  HUD’s FAQs can be found at

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