HUD's FAQs - If There is a "Changed Circumstance," When Does the Loan Originator Issue a New GFE?

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Q: If there is a "changed circumstance," when does the loan originator issue a new GFE?

A: When there is a "changed circumstance" and the loan originator intends to issue a revised GFE, the loan originator must do so within three business days of receiving the information sufficient to establish changed circumstances. A loan originator may issue a revised GFE reflecting only the increased charges resulting from the "changed circumstance".

This can be found in GFE-Changed Circumstances – FAQ #3 of HUD’s FAQs.  HUD’s FAQs can be found at

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