HUD's FAQs - If a Loan Originator Issues a Revised GFE Based on Changed Circumstances, How Long Must the Loan Originator Retain Documentation for Providing a Revised GFE?

Compliance > Regulation X - RESPA > GFE and HUD-1 > HUD's FAQs
Q: If a loan originator issues a revised GFE based on changed circumstances, how long must the loan originator retain documentation for providing a revised GFE?

A: The documentation that establishes changed circumstances must be retained for no less than three years after settlement of the loan.

This can be found in GFE-Changed Circumstances – FAQ #4 of HUD’s FAQs.  HUD’s FAQs can be found at

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