Q: Does the temporary full deposit insurance coverage for noninterest-bearing transaction accounts cover all such accounts in the IDI regardless of ownership?
A: Yes. The temporary deposit insurance coverage provided under the Dodd-Frank Deposit
Insurance Provision applies to all noninterest-bearing transaction accounts at all IDIs,
regardless of the account owner or ownership capacity.
This can be found in - FAQ#4 of FDIC’s FAQs. FDIC’s FAQs can be found at: http://www.fdic.gov/deposit/deposits/unlimited/faq.pdf