Q: Should we report the entire loan amount or only the amount used for home improvement purposes for a HMDA-reportable unsecured home improvement loan?
A: An institution should report the entire loan amount even if only part of the proceeds will be used for home improvement or home purchase purposes, as discussed in Comment 203.4(a)(7)-2. For HELOCs, however, the institution should report only the portion of the line of credit intended for home improvement or home purchase purposes. See comment 203.4(a)(7)-3.
This can be found in - HMDA FAQ#15 of the FAQs. The Federal Reserve Board FAQs can be found at: https://consumercomplianceoutlook.org/2011/second-quarter/hmda-and-cra-data-reporting/