Section 32 Annual Threshold Adjusted for 2012 - What is the HOEPA points and fee trigger for 2012 under section 32 of Regulation Z?

Compliance > Regulation Z - TILA
Q: What is the HOEPA points and fee trigger for 2012 under section 32 of Regulation Z?

A: The points and fee trigger in Section 32 of Regulation Z is adjusted annually based on changes in the Consumer Price Index. Effective January 1, 2012 the fee has been increased from $592 to $611 for 2012.

The annual adjustment was published in the Federal Register and can be found here:
 
http://www.federalregister.gov/articles/2011/06/20/2011-15179/truth-in-lending

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