TILA Escrow Rule - When do I have to start following this rule?

Compliance > Regulation Z - TILA > Escrow Rule, Eff. June 2013
Q:  When do I have to start following this rule?

A:  You must follow the TILA Escrow Rule’s provisions for applications received on or after June 1, 2013. This is a delay from January 21, 2013, when the new escrow requirements and other new mortgage requirements under Title XIV of the Dodd-Frank Act would have been effective in the absence of regulations. 

Note that the TILA Escrow Rule goes into effect before the January 10, 2014, effective date for most rules implementing other Title XIV requirements.  The Bureau believes this expedited effective date is warranted because it provides additional consumer protections while imposing at most a modest increase in compliance burden for creditors that already have to provide escrow    accounts under existing rules.

This can be found in the CFPB's TILA Escrow Rule, Small Entity Compliance Guide - http://www.consumerfinance.gov/regulatory-implementation/

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