What loan amount should be entered if a preapproval request is approved but not accepted and the lender opts to [HMDA] report the transaction?

Compliance > Regulation C - HMDA > FFIEC FAQs
Q:  What loan amount should be entered if a preapproval request is approved but not accepted and the lender opts to [HMDA] report the transaction?
 
A:  If the applicant requested approval for a specific loan amount, enter that amount unless the lender approved the applicant for a higher amount, in which case, enter that higher amount. If the applicant did not request approval for a specific loan amount, enter the amount stated on the commitment letter.
 

This can be found in FFIEC’s FAQs on HMDA-related questions, which can be found at:  http://www.ffiec.gov/hmda/faq.htm

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