If an applicant chooses to make selections in one or two, but not all three, fields (ethnicity, race, sex), must the lender [HMDA] report the partial information?

Compliance > Regulation C - HMDA > FFIEC FAQs
Q:  If an applicant chooses to make selections in one or two, but not all three, fields (ethnicity, race, sex), must the lender [HMDA] report the partial information?
 
A:  Yes. A lender must report whatever information the applicant supplies, whether partial or complete. For example, if, on an application submitted by mail, an applicant marks a box indicating the applicant does "not wish to furnish" government monitoring information but supplies some or all of the information, the lender must report the information supplied.
 

This can be found in FFIEC’s FAQs on HMDA-related questions, which can be found at:  http://www.ffiec.gov/hmda/faq.htm

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